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[–]mocokid 5 points6 points  (1 child)

Get quotes from different companies and find the average price. You should be able to compare quotes and figure out what you should be paying for your car and renters.

Yes you want sewer and drain backup since you live in the basement. If the jewelry you have is valuable to you, you may want to insure it on a separate policy (personal articles policy it’s called with some companies).

You want to speak to an agent before going through with anything. They are the professionals and will be able to tell you what you need in terms of coverage.

[–]ylrich 0 points1 point  (0 children)

excellent advice.