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Posted byu/[deleted]6 months ago

[OC] My grad-school student loan from disbursement to repayment

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OC: 1
9 points · 6 months ago

Source: Own records/data Tool used: Apple Numbers Metric: US Dollar

Context: I came to the US on a student-visa in 2015 to pursue grad school (Masters in Marketing). Upon graduation, I had a 12-month work-permit (that expired last week) during which I worked in a US-based tech company.

Foreseeing that the current immigration climate could work against my favor, I used my 12-month repayment-grace-period to pay off the loan in whole.

Last month, I was notified that my renewal application for my visa was not approved; so I am moving back home to India next week.

For clarity, my student-loan disbursement amount totals to $42,000, and repayment amount totals to $46,706.

OC: 1
4 points · 6 months ago

Very cool! Congrats on the payoff.

I was notified that my renewal application for my visa was not approved

Sorry to hear that. What do you think the reason of rejection was?

Impressive. Were you supporting yourself while you paid it off, too? Really good work. Sorry we are assholes in the US.

OC: 1
7 points · 6 months ago · edited 6 months ago


Thanks a lot!

Were you supporting yourself while you paid it off, too?

Yes, I don’t have a family to support, so I guess that made my finances easier.

Sorry we are assholes in the US.

Well, not all of you; just the orange one. ;)

Jokes apart, although I was initially disappointed with the news about my visa, I learned to accept it with no hard feelings. And I am definitely planning on visiting again in the future!

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