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We encourage all our visitors to ask those investing related questions they were always too afraid to ask.

The members of /r/investing are here to answer and educate!

NOTE If your question is "I have $10,000, what do I do?" or anything similar. There is no single answer to this question, but we will also need A LOT MORE information if we are to give some sort of answer

  • How old are you?
  • Are you employed/making income? How much?
  • What are your objectives with this money? (buy a house? Retirement savings?)
  • What is your risk tolerance? (Do you mind risking it at blackjack or do you need to know its 100% safe?)
  • What are you current holdings? (Do you already have exposure to specific funds and sectors?)
  • Any other assets? House paid off? Cars? Expensive girlfriend? (not really an asset)
  • What is your time horizon? Do you need this money next month? Next 20yrs?
  • Any big debts?
  • Any other relevant financial information will be useful to give you a proper answer.

Be aware that these answers are just opinions of Redditors and should be used as a starting point for your research. You should strongly consider seeing a registered financial rep before making any financial decisions!

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Graph of this issue: https://pbs.twimg.com/media/Df-Pag6W4AEj8Fi.jpg

During the longest bull market in modern history, the S&P 500 surged a whopping 418% over the 9.5 years between November 1990 and March 2000.

This was during the famous economic expansion that took place during the Clinton era, in which job growth was robust, oil prices fell, stocks soared, and making money was as easy as throwing it in the stock market.

In mere months, this famed bull market may lose its title as the “longest” in the modern era.

That’s because, according to data and analysis from LDL Research, the current bull market will take over the claim to fame in late August 2018.

By looking at duration, total rate of return, and annualized rate of return, it really gives a sense of how these bull markets compare.

The current run, which will soon become the longest, didn’t have the same level of intensity as other high-ranking bull markets. Critics would say that it was artificially propped up by ultra-low rates, QE, and other government actions that will make the market ultimately less robust heading forward.

Regardless, the current run ranks in fourth place among the markets above in terms of annualized return.

What Ended Each Bull?

The market psychology behind bull and bear markets can be fascinating.

Below we look at the events credited with “ending” each bull market – though of course, it is actually the actions of investors (buying or selling) that ultimately dictates market direction.

The Great Expansion The bull run lasted 9.5 years, ultimately capitulating when the Dotcom Bubble burst. From the span of June 1999 and May 2000, the Fed raised interest rates six times to try and get a “soft landing”. Market uncertainty was worsened by the 9/11 attacks that occurred the year after.

The Post-Crisis Bull Run Still ongoing…

The Post-War Boom This boom occurred after WWII, and it ended in 1956. Some of the sources we looked at credited the launch of Sputnik, Eisenhower’s heart attack, and the Hungarian Revolution as possible sources of market fear.

That ’70s Growth The Iranian Revolution, the 1979 Energy Crisis, and the return of double-digit inflation were the factors blamed for the end of this bull.

Reagan Era This bull market had the highest annualized return at 26.7%, but the party came to an end on Black Monday in 1987 – one of the most infamous market crashes ever. Some of the causes cited for the crash: program trading, overvaluation, illiquidity and market psychology.

The Hot Aughts Stocks did decently well during the era of cheap credit and rising housing prices. However, the Financial Crisis put an end to this growth, and would cut the DJIA from 14,000 points to below 6,600 points.

How long do you think the current bull market will continue?

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https://www.reuters.com/article/us-jd-com-google/google-to-invest-550-million-in-chinese-e-commerce-giant-jd-com-idUSKBN1JE079?utm_medium=Social&utm_source=Twitter

The two companies described the investment as one piece of a broader partnership that will include the promotion of JD.com products on Google’s shopping service. This could help JD.com expand beyond its base in China and Southeast Asia and establish a meaningful presence in U.S. and European markets.

Google will get 27.1 million newly issued JD.com Class A ordinary shares as part of the deal. This will give them less than a 1 percent stake in JD, a spokesman for JD said.

This means that existing shareholders will see their shares deluted by 1%? Anyway this news will probably far offset that loss, expect JD to soar again when the markets open.

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Can we talk about Tencent and TCEHY? Does anyone else feel like the stock is currently undervalued? All the other Chinese tech stocks are flying up yet Tencent dropped by 2.5 percent. I just don't see the biggest tech company in China really continuing to fall much more. Especially with everything they touch in, even American markets. Want your guys opinion? I am open to all suggestions and opinions so don't be shy. Thanks :)

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M1 launched their first margin product and are charging 3.75%. Its for accounts over $25k and they are selling "M1 Borrow" as a portfolio line of credit. I might now just invest all my liquid NW and borrow whenever I have a large bill due. Does anybody borrow against their portfolio outside of trading (like in lieu of a home equity loan or auto loan)?

https://www.m1finance.com/blog/announcing-m1s-newest-feature-m1-borrow/

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A group of friends were talking about money and investing and the general feeling is always invest your money in ETF's and Mutual Funds that index high yield stocks. Here is the ETF's that were recommended:

DVY

FDL

HDV

PEY

SDY

VYM

If you bought an equal amount of all these ETF's your annual dividend yield would be about 3.5%, vs 1.65% for a total stock market ETF like VTI or ITOT.

I tried to tell them that over time these high dividend ETF's do not do as well in total return than a total stock market index fund. And everytime they paid the dividend the price value of the ETF went down an amount equal to the amount of the dividend. So the payment of the dividend is a wash if you reinvest it. My friends did not believe me and dismissed my comments out of hand.

Who is right about these dividend ETF's, my friends or me?

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Starting today, we accept applications for Stock Debate Challenge 2018 - an online video competition for students and young professionals looking to kickstart careers in finance. The three top performers of Stocks Debate Challenge 2018 will be invited for a job interview with Apex Capital Holdings, LLC. This initiative is supported by Upgrade Capital, Thinknum and Quadrant1. Debates will be judged by a jury including Sahm Adrangi, Keith Weisseman and Peter M. Lupoff. Learn more and enter this competition: https://www.micgoat.com/debate

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Hoping someone can answer, as I was not able to find anything that helped me.

Say I buy shares of AAPL at $180. If I set a stop loss order for $160, and the price goes down to $160; from my understanding, this will trigger a sell at the market price. As far as I know, the market price may fluctuate and my shares may end up being sold for less than $160.

How does this work in for after hour trading, and in particular, after hour trading when, say, AAPL releases earnings? Let's say that AAPL misses earnings, and in AH, the price tanks 15% from $180 to $153, and I have a stop loss set for $160. Will my shares likely be sold for just below $160? or somewhere closer to $153? Or somewhere in between depending on market price? And how quickly does the market price change in a scenario like this?

Appreciate any help/input

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Due to speculation about the amount of debt AT&T just incurred in acquiring TWX, the stock price has dropped to just over $32 a share. Do you think that this drop has merit? I believe that this is a sale price and have purchased calls and shares to reflect this belief. What do you think?

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I'm looking for an advice from people who are most likely more experienced in investing.

As you may possibly know, Nokia ($NOK) is back and it's doing great. I work with a few telcos in my country and I know that Nokia phones are one of the best selling phones in our market, and Nokia is getting back on their feet in the other markets too.

That's quite easy to explain. They still have a nostalgic brand which is associated with good memories and quality deeply in our minds. And also they're doing a great job on the design, hardware choices, software (clean Android, now even Android One which makes Nokia the new Nexus). The only problem is the camera image processing which Nokia will hopefully fix soon together with Zeiss.

But there's one thing. Actually, it's HMD Global (which is a private company) making all these great phones and great choices. They simply have a deal with Nokia which means that HMD Global can use Nokia's branding, name, and patents for their phones. But Nokia ($NOK) itself doesn't have anything to do with these great phones.

Nokia ($NOK, not HMD Global) is working on networking equipment. As far as I know, they're doing pretty well but I want to invest in something I know well enough. I know smartphone market perfectly, I don't know about networking equipment that much.

So, does HMD Global work influence $NOK price enough? What do you think? Is it worth investing in Nokia simply because their brand and patents are used for great HMD Global phones which are increasing their market share day-by-day?

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Personal context: I work for large tech company X. We get a significant amount of restricted stock units vested ever year, which is basically an award of the company's stock. All my coworkers say it's crazy to sell/cash that out because of how amazing the stock has done recently and historically. And the truth is, that would have consistently been the best move for many years given the specific company's history. It's how everyone who has been there for a while became loaded. However, I'm thinking of selling all the shares as soon as they vest every year (not just enough to cover the taxes), moving the money into my brokerage account, and just buying some broad market index fund. That is what I would do with the money if I came upon it elsewhere. I wouldn't go out and buy tech company X stock specifically, so it doesn't make sense for me to hold on to large amounts of it because I received it in that form. Obviously, I'll be risking FOMO if the stock keeps vastly over-performing the market, but I'd still benefit from that since I'd have future vested stock for next year appreciating. It'd also worry me to have such a huge percentage of my assets in that one stock.

By "right" move in the question. I obviously mean the right process move, and not the right outcome move (which no one knows for sure).

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I am not investing currently but I am curious of what you guys think of Netflix’s stock. The P/E ratio is above 200 and the PEG ratio is just at 2.0 (which is still high). If Netflix wouldn’t meet expectations in growth, would the stock heavily dip? Or would they grow their dividend which would lower the P/E ratio? The forward P/E ratio on yahoo finance is 85 so EPS has to increase or the price has to significantly lower.

With ratios this high, is this stock really risky? I know Netflix has been expanding a lot recently but with disney merging with fox and the repeal of net nutrality, wouldn’t investing in this stock be a bad risk?

I am only 20 and I have never seen a company with these statistics so I am just trying to learn how to react to companies with these financial statistics. Thank you so much for your input! :)

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It beat estimates by a few cents yet the stock still dropped to around $30 to $23.50. I agree the long term outlook is questionable at best and competitors products are better. The balance sheet isn’t very strong either but it’s starting to look attractive. Especially if it drops under $20. Anyone here buying or considering it?

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I am new-ish to options and I can't seem to find a good answer on this online. Can someone explain to me: for example if I buy a Call lets say $1800 AMZN expiring Jan 1st, 2019. But then there is a split, say 10:1.

What happens to my option? is it for $180 now and the contract is for more then 100 shares? Or do I have that completely wrong?

Thanks in advance!

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I get confused when companies are listed on multiple exchanges internationally... which exchange would be considered the best ? The stock price behaves the same ? Or just look for lower exchange fees ? Suuuper confused about this. Does it even matter where your buying the stock ?

Cheers

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Analyst expectations for Micron this quarter are ridiculously high and I think Micron will miss the mark. MU is just a hype stock and is overvalued. This is just my opinion of course.

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Multiple sources say that annual/monthly stock returns are not normally distributed due to fat tails. However, when it comes to 10yr returns, would it make sense to apply the 68-95-99.7 rule? I came up with an US Equity E(r) but I would like to add a range of possible returns, possibly (Er-s, Er+s).

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I had been using google finance for years to track my funds until they removed the ability to have a portfolio.. so annoying.. I have been searching forever until I found something else I liked.. FINALLY I find a good one.. wikinvest .. and sigfig buys them out and now I wont be able to use that either in a bit here. Just need to vent.

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If your question is "I have $10,000, what do I do?" or anything similar. There is no single answer to this question, but we will also need A LOT MORE information if we are to give some sort of answer

  • How old are you?
  • Are you employed/making income? How much?
  • What are your objectives with this money? (buy a house? Retirement savings?)
  • What is your risk tolerance? (Do you mind risking it at blackjack or do you need to know its 100% safe?)
  • What are you current holdings? (Do you already have exposure to specific funds and sectors?)
  • Any other assets? House paid off? Cars? Expensive girlfriend? (not really an asset)
  • What is your time horizon? Do you need this money next month? Next 20yrs?
  • Any big debts?
  • Any other relevant financial information will be useful to give you a proper answer.

Be aware that these answers are just opinions of Redditors and should be used as a starting point for your research. You should strongly consider seeing a registered financial rep before making any financial decisions!

1

Hey everyone. I am investing my own Roth IRA and trying to decide on an appropriate asset mix (about 30 years til age 59.5).

Obviously target date retirement funds are on my radar, and I have one sitting in my IRA right now (VFIFX). My question is, should I bump up the amount of that fund over time so that it's the large majority (90+%) of my asset mix? Or is it fine to leave it lower (let's say 50%) while investing in some select ETFs and stocks. At this point I have read many conflicting things about target-date retirement funds and don't know what makes sense.

I don't have a 401K at the moment as I rolled it into this IRA a while back, and my current employer does not match, hence why I invest my own IRA.

My risk tolerance is pretty high but I would like to maximize my account return for the next few decades. Appreciate any advice or resources!

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Does anyone know of any apps that have accurate stock prices for the Android?

By accurate I mean on par or close to brokerage stock price programs like what fidelty or TD gives you.

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Hello, does anyone knows about Newchip? It is like Kickstarter but instead of getting a product, investors get a share of a company. Minimum investment varies depend on companies. I downloaded the app and signed up just to see what it looks like. I googled Newchip but did not find meaningful reviews.

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PUM just signed shoe deals with two likely top picks in this years draft Marvin Bagley and Deandre Ayton. Thoughts? Will they be able to break into the basketball shoe market enough to impact their share value?

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Is there any stock screener that has current quarterly EPS/Last years equivalent quarter EPS that can be searched?

Like say I want to search for stocks that has an increase in > 100% for this current quarter EPS compared to last year's corresponding quarter EPS, does anyone know where I can find this information?

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