I don't believe Facebook will face sever legal penalties and I'm certain this scandal won't sink them. For that reason, I see this as a perfect opportunity to begin dollar cost averaging into Facebook. In three weeks the public will move on, in 2-3 months things will be practically normal. Within 6 months, the stock will return to where it was before this all started.
Great so is this the fud that just killed 9k?
No, check stocks and bonds. They all did the same volatility dance at about the same time as the FEDs new chairman Powell started his first press conference.
cryptocurrency doesn't give a fuck about stocks and bonds.
They don't exist in a vacuum. People are the ones that are the ones investing, people that have limited funds. If volatility is huge in stocks, one might be inclined to sell crypto and use those funds to try to make a quick buck in the volatility.
It wasn't a data breach though. A data breach indicates that the system or its security was somehow comprised. This was data mining where they used the system the way it was designed and extracted information that they were allowed to have according to the way it works.
The problem isn't that Facebook was breached. The problem is that it wasn't.
With funds in an IRA timing is not a factor unless you have reliable inside information.
Second question. Is it even worth moving to Vanguard?
We need some more information. What are your fund expense ratios and administrative fees with T Rowe? AFAIK, there should be no penalty/fee for transferring your IRA from one company to the other.
If your inside information is reliable, it's probably illegal to use that for trading.
Yes, over the long term. An S&P tracking index fund should do that easily. Note that I'm not saying it'll always be 8-9% some years might be negative, some might be closer to 15% but they've averaged out to what you're looking for.
At my uni, and I assume most/all others, you can still access unofficals for free online at any time.
Most jobs ask for officials, which always cost money.
Source: work at a university IT help desk.
I've never had a job actually ask for proof of a degree.