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First off, this sub is great and filled with quality information that has helped me along the way of financial freedom!

Now to the nitty gritty, I’ve been sent a consolidation application from Pioneer Credit Recovery, a collection agency on behalf of US DEPT OF ED. I have two loans totalling to $8k with 1k interest so far.

My first question, on these two loans, listed is a “collection charge” totaling to 2.2k. What is this charge and is it usually that high? Am I already charged this or does signing the application agree to this charge?

Second question is if a consolidation would even be a good choice to begin with?

As I said I’m fairly new to this so any information would be appreciated.

Original Poster1 point · 23 hours ago

No info?

1 point · 1 day ago

Sounds like the server side is allowing only a small packet before each ack. Also if the client side was waiting for an ok to send the data , doesn’t sound like it’s on your side

CaaCCeo commented on
r/ccnaPosted by
4 points · 1 day ago

I’m actually taking the ccda route next, Ive been told it’s obtainable within a month. Mostly theory and concepts

7 points · 1 day ago


tko je reka jeba li ga čača, jeba li ga čača , da se ethereum ne vrača, da se ethereum ne vrača , SFSN !

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6 points · 2 days ago

The crypto gods has shined favor upon us on this day

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This test was a beast! Just wanted to say thanks to this subreddit. Also, I have two more ccna certs to take, the CCDA and CCNA - Sec. What you do think will be the easiest to follow up with?



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Original Poster1 point · 3 days ago

thanks a lot! It's been a long road ;)

First off congrats! Secondly, the CCDA is a very very easy test to pass if you're CCNA topics are fresh in your head. You'll need 2-3 weeks studying max. Just remember your PBM and what is done at each stage. CCDA goes over almost every aspect of a network but only skin deep for the most part.

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Original Poster1 point · 4 days ago

thanks a lot, I think the route I'll be going is CCDA first. Like you said, it seems to be a lot less intensive.

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This test was a beast! If you are studying, definately use the r/CCNA sub. Didn't use UCertify much, heavy with both bosons and Odom's book.

Thanks to everyone who helped along the way!


Any topics or objectives catch you off guard? Anything you wish you would have study harder for?

Any real subnetting problems in ICND2?

I learned subnetting so hardcore for ICND1 and then got a single real subnetting question.

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Original Poster1 point · 4 days ago

subnetting should be second nature when you take icnd2. I'll say if you have a solid routing foundation of igps and bgp, and have the layer 2 concepts, that was the majority of my test.

Grats! I'm going on attempt numero 4 :(

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Original Poster6 points · 4 days ago

I failed ccent the first time don’t worry it too much. Definitely feel free to ask me any questions you may have.

Side note: Cisco is notorious for their wording and questions, I honestly thought I failed by question 5 and said “ f it, I’m going off first instinct for the rest of the questions”

Did wgu give you the ocg?

14 points · 10 days ago

Hey now, there's nothing wrong with some Perl.

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Unless it’s ran through the backdoor 😳

Bought at the bottom, felt happy. Decided to sell various times because "that hourly MACD looks bearish", lost 10% now I hate my life

Anyone does this kinda shit?

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-2 points · 10 days ago

Still waiting on a entry after selling my trading stack @ 204 earlier today

That’s cold

6 points · 11 days ago

Imagine the karma reversal if EZPZ were to fud 324 now lol

Greatest thing I’ve seen today

1 point · 12 days ago · edited 12 days ago

Ip access-list deny x.x.x.x to imply the denied host

Edit: if you wanted to deny it based on a destination a standard acl wont work you need an extended

donating plasma is a great way to earn some easy $$

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2 points · 13 days ago

People contemplating selling plasma for eth. ... BULLISH

6 points · 14 days ago

God I love me some seinfield. Take this upvote good sir

CaaCCeo commented on
r/ccnaPosted by
Original Poster2 points · 1 month ago

Nah, I have the Odom book. I had Lammle's for ICND1, but wanted a bit more technical depth, so I switched to Odom for ICND2.

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This is so true I found Odom to be more precise and technical than Lammle’s although Lammle’s keeps you a bit more entertained

This dump couldn't have come at a worse time for me. I feel completely crushed.

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2 points · 15 days ago

Patience young grasshopper. Nobody has forgotten about crypto.

2 points · 18 days ago

The sucky thing about all this imo is where you actually consider the bottom for btc. Of course we all pray to the flippening gods, but we’ve also been dragged down by btc numerous times


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2 points · 18 days ago

dont worry, he just gave an ico his PK because he heard he could get 3 eth for 1

3 points · 20 days ago

Watch tv til it watches me

Andddd BAM .....carrot soufflé

Original Poster1 point · 26 days ago

you mean I have to retake all the quizzes and unit test from the module. or just from the module where I have low marks.

After that what do I need to do?

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Nope just have each quiz/ uni test be at least 80% then email your course instructor, they should open it up after

I failed the first time also. You will have to take all module quizzes and uni test with at least 80% score

Cake day
June 28, 2016
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