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What do you love/hate about stock advice sites? by nkpiper in personalfinance

[–]PaxilonHydrochlorate[M] 0 points1 point  (0 children)

"AskReddit-style" posts, polls, and surveys aren't allowed on this subreddit so this post has been removed (rule 1).

Please feel free to repost a question about your finances and be sure to include enough information about your situation or the specific questions you have so that you will get helpful answers.

[Update] Budgeting Categories For $200k Paycheck to Paycheck Person by adfasf234234 in personalfinance

[–]PaxilonHydrochlorate 0 points1 point  (0 children)

I think one of the biggest things is making sure you're actually getting close to what you plan. A lot of people don't track once they make a plan.

SoFi student loan consolidation by KittyKat122 in personalfinance

[–]PaxilonHydrochlorate[M] 0 points1 point  (0 children)

Your comment has been removed. Referral, affiliate, invite, discount, and similar types of links/codes are not allowed (rule 2) on this subreddit (without exception, it doesn't matter if you don't receive money yourself). Mentioning that you are willing to receive PMs for referrals is also not allowed. This removal will not be reversed, but you may repost without mentioning referrals at all. If you repost with a link to a referral thread or do anything else to work around this rule, you will be banned.

In a bizarre situation and could use some help by crayon_agenda in personalfinance

[–]PaxilonHydrochlorate[M] 0 points1 point  (0 children)

Your submission has been removed because it is primarily a legal question or discussion. Other subreddits are better equipped to address these topics:

  • /r/legaladvice can help you determine if you need to contact a lawyer and you may get some basic advice.

  • /r/asklaw may be able to further help you with legal questions.

While those subreddits can sometimes offer basic advice, talking to a local lawyer is the best way to answer any legal questions.

Grandparents have lost $30k to lottery scams. They took out a $150k loan to pay for another. How can I help? by Chuckberrydiedtoday in personalfinance

[–]PaxilonHydrochlorate[M] 0 points1 point  (0 children)

Please note that in order to keep this subreddit a high-quality place to discuss personal finance, posts advising breaking the law (whether serious or not) or asking for advice on how to break the law will be removed.

Find our Subreddit Rules for guidelines on our quality standards. We look forward to higher quality posts from your account in the future! Thanks.

Mother with no savings refuses to move up north for help by CLxJames in personalfinance

[–]PaxilonHydrochlorate[M] 0 points1 point  (0 children)

Your submission has been removed because relationship advice is off-topic here and better suited for /r/relationships (rule 9).

Need help getting rid/selling old car by Bloodpainter482 in personalfinance

[–]PaxilonHydrochlorate 0 points1 point  (0 children)

The next step is to ensure the changed title actually gets to the court house. I've seen bad things because that was never done.

Grandparents have lost $30k to lottery scams. They took out a $150k loan to pay for another. How can I help? by Chuckberrydiedtoday in personalfinance

[–]PaxilonHydrochlorate[M] 0 points1 point  (0 children)

Please note that in order to keep this subreddit a high-quality place to discuss personal finance, posts advising breaking the law (whether serious or not) or asking for advice on how to break the law will be removed.

Find our Subreddit Rules for guidelines on our quality standards. We look forward to higher quality posts from your account in the future! Thanks.

[US] I have a second chance at life. How do I succeed? by YetAnotherShaco in personalfinance

[–]PaxilonHydrochlorate[M] 0 points1 point  (0 children)

Your comment has been removed because it is advertising or soliciting (rule 2). Advertising or soliciting may result in a permanent ban without warning.

My electricity bill will be $600 this month. What is happening? by bcmalone7 in personalfinance

[–]PaxilonHydrochlorate 0 points1 point  (0 children)

Is this a normal winter month energy bill? I live in Michigan for context and we use about 100 kw a day now apparently. Was much lower (~60) in the summer months.

this depends on the size and amount of insulation. Ask the other tenets. Also, you can call the energy company and ask what's normal too; I've seen companies that publish their energy totals for the neighbor to try to incentive saving.

What are the best jobs or businesses that I can do from home? by Leoqueen10 in personalfinance

[–]PaxilonHydrochlorate[M] 0 points1 point  (0 children)

Please don't flame users here. If you suspect a post is rule breaking, please use the report button.

May be in an extremely volatile place in 6 months, how should I prepare? by surpriseskin in personalfinance

[–]PaxilonHydrochlorate[M] 0 points1 point  (0 children)

Please keep questions and replies related to finances. Threads get derailed very quickly otherwise.

May be in an extremely volatile place in 6 months, how should I prepare? by surpriseskin in personalfinance

[–]PaxilonHydrochlorate[M] 0 points1 point  (0 children)

Please keep questions and replies related to finances. /r/findareddit can help with places to talk about other things.

Calling an Emergency Fund a “Freedom” fund made me feel better about putting money into it. by DevChatt in personalfinance

[–]PaxilonHydrochlorate[M] 1 point2 points  (0 children)

Your comment has been removed because we don't allow political discussions, political baiting, or soapboxing (rule 6).

What would you do, pay down the last $10,000 of your low interest mortgage or save for renovations? by [deleted] in personalfinance

[–]PaxilonHydrochlorate 0 points1 point  (0 children)

You didn't mention that. Pretty much you should try to come up with a scenario where you're paying the least interest.

I suspect it's best to pay off the loan right now and then renovate and immediately sell.

Considering you said you want to enjoy the work done, run the numbers for paying now and then taking out another loan or saving now and possibly taking out more loans for the renovation.

What would you do, pay down the last $10,000 of your low interest mortgage or save for renovations? by [deleted] in personalfinance

[–]PaxilonHydrochlorate -1 points0 points  (0 children)

The mortgage actively costs money in interest. Pay that off. Your renovation only costs money.

What does credit karma count as? by Epochalypytic in personalfinance

[–]PaxilonHydrochlorate[M] 0 points1 point  (0 children)

Your submission has been removed because it is primarily a legal question or discussion. Other subreddits are better equipped to address these topics:

  • /r/legaladvice can help you determine if you need to contact a lawyer and you may get some basic advice.

  • /r/asklaw may be able to further help you with legal questions.

While those subreddits can sometimes offer basic advice, talking to a local lawyer is the best way to answer any legal questions.

Mark Zuckerberg’s Facebook Post Cost Him $3.3 Billion by Oh_No_Leon_Lett in news

[–]PaxilonHydrochlorate 2 points3 points  (0 children)

No it didn't. This isn't how it works. You don't have any money till you sell stock, which didn't happen before the post and didn't happen after the post.

Non Resident Family Member Has $2 million+ in Bank of America Savings Account. What Can He Do? by snobbish_llama in personalfinance

[–]PaxilonHydrochlorate 0 points1 point  (0 children)

Hire a CFP. The wiki talks about how to vet someone so they aren't likely taking advantage of you.

Those socking away 18k pre tax each year, what's your salary? by givemebackmybrain in personalfinance

[–]PaxilonHydrochlorate[M] 0 points1 point  (0 children)

"AskReddit-style" posts, polls, and surveys aren't allowed on this subreddit so this post has been removed (rule 1).

Please feel free to repost a question about your finances and be sure to include enough information about your situation or the specific questions you have so that you will get helpful answers.

Car Service Gone Wrong by PublicPostThrowAway in personalfinance

[–]PaxilonHydrochlorate[M] 0 points1 point  (0 children)

Your submission has been removed because it is primarily a legal question or discussion. Other subreddits are better equipped to address these topics:

  • /r/legaladvice can help you determine if you need to contact a lawyer and you may get some basic advice.

  • /r/asklaw may be able to further help you with legal questions.

While those subreddits can sometimes offer basic advice, talking to a local lawyer is the best way to answer any legal questions.