Press J to jump to the feed. Press question mark to learn the rest of the keyboard shortcuts
Coming soon

Okay, it's not dead, but it's definitely really creepy:


see more

I have to say, this was the most intriguing subreddit I have seen as a response to this post.

I've been here for hours and you just made it all worth it, thank you.


Filed for Bankruptcy while a Pending Debt Lawsuit was Filed Against Me

Hello all!

I am going to try and describe this situation the best that I can, so please bear with me. Let me know if I need to clear anything up and please feel free to answer any questions!

So this is the situation: I am 24 years old, live in Jacksonville, FL, and I got into some things I shouldn't have over the past 4 years. I got back on track in October of 2017, but not without racking up some crazy debt, losing my job, and just putting myself into a situation that I never dreamed I would be in. One of the debts I owed was to a credit card for $14k+ - I was paying on it until the payment jumped from $150 to $400 and there was absolutely no way I could afford that. I called them and tried to work something out, but I got nowhere. Eventually, my account was closed and then a lawsuit was filed against me on 2/14/2018, a summons was presented, and the hearing was set for 6/21/2018.

I'm not going to lie, that absolutely freaked me out! Anyways, I decided to go along the path of filing bankruptcy because I not only had that debt, but a few others, plus a car that I should have never got that costed me a pretty penny. So I found a lawyer, paid him his fee, and he filed chapter 7 bankruptcy on my behalf on 5/31/2018.

The reason I am posting this is because I just received a letter from the credit card's lawyer titled 'Plaintiff's Notice of Voluntary Dismissal without Prejudice'. I did a bit of research and I see that, because it states 'without prejudice', they can open the case back up at a later date.

Can the credit card company refile the lawsuit against me? The main reason I filed for bankruptcy was because of that lawsuit so I'm happy that they dropped it, but I am worried that they can suddenly file it again after the entire bankruptcy process has completed. Is that possible?

Side note: I am asking my lawyer this same question but I figured it wouldn't hurt to get other's answers, as well! Just in case!

Thanks for taking the time to read and extra thanks to anyone that helps me out! Also, sorry if my title or this post was worded poorly.

No, the cause of action had accrued before you filed your petition for bankruptcy. If you are discharged, then the credit card company cannot sue you over that debt. The debt has been discharged through bankruptcy.

They probably dismissed it without prejudice in the unlikely event you are denied discharge.

[edit] Make sure you've listed the lawsuit and the debt on your schedules. Your BK attorney should have already done so, if you've told him.

see more
Original Poster1 point · 1 month ago

I know for a fact that he listed the debt, but I'm not sure about the lawsuit... I'll have to check up on that.

Thanks for the reply!

They did it without prejudice in case your bankruptcy fails or their debt isn’t discharged then they can bring the case again. If your bankruptcy is successful, they can’t file again.

see more
Original Poster1 point · 1 month ago

Great, thank you!

Load more comments

Strange... I don't remember taking acid.

Hey everyone! Quick question regarding photos...

I'm taking 4:3 vertical photos with my phone. I've done some research on if this was the best method and I'm guessing 4:3 horizontal photos are the best.

What do you guys do? Is 4:3 horizontal better than 4:3 vertical? Or is 1:1 the best way to go? And why? Thanks for taking the time to read this and reply!

Try 1:1 which produces a square result. Square photos appear larger in the gallery sizes eBay prepares for display in search results.

see more

Okay, cool! I was about to ask if it was worth the slight loss in photo quality (at least that's what happens with my phone) to do it in 1:1, but I guess it really depends on what item you're selling.

I'm selling a ton of fine china, so I should probably do it in 4:3 still.. or do you think it's not even that big of deal (as far as the loss of quality)?

Sorry for the dumb questions... I've been selling for a month or so and have made a few sales but not as many as I'd like with the amount I have listed, or even that many views, so I'm trying to do everything I can to get them to get viewed more. Thanks for helping me out!

Original Poster141 points · 1 month ago

You can google for more, but the photographer's name is Seth Casteel

see more

The 5th underwater dog looks so ashamed of himself for being caught skinny dipping.

Man you gonna ignore Duval and pass by O-town instead?

see more

Wondering the same!

30 points · 2 months ago

Congratulations! That's a really amazing moment for you, I'm very jealous. I can only really imagine the love you feel. You sound like a pretty awesome person yourself as it is, you dug yourself out of a lot of problems that many just stay stuck in. It's so hard because you feel like you're trying to find your way out of an empty stadium when there is a power outage and all lights are off. And then someone blindfolds you for laughs.

You should be very proud of that, and never be afraid to tell your son that in the future. I'm sure knowing his dad could put himself back together will give him confidence that if he does fall, he'll be just fine. Like you.

see more

These replies really made my day... you two are amazing!

Complain about being short.

Source: am short.

you probably know this, but if/before you use it for serving food, test it for lead.

see more
Original Poster1 point · 2 months ago

I actually didnt! Thank you for telling me that.

I think of them as a french onion soup bowl though there may be a more official name for them

Is there any kind of mark on the bottom of it? That might help with a manufacturer, but it could also have been made by an amateur - I've seen them at craft fairs.

see more
Original Poster1 point · 2 months ago

Unfortunately, no! I found them at an abandoned house I'm cleaning out and took them home because they looked interesting... do you think it might be of any value? I have four of them, all different designs, and plates that went with them.

EDIT: Thank you for your help!

Load more comments

Hey everyone! I am wondering if there is a sub or some place where I can post pictures of items/products I find to see if anyone knows exactly what it is or the brand of it? I've been hired to clean out an abandoned house and basically throw everything away, but I am allowed to keep anything I like. Theres a TON of money inside of it, but I have found a lot of things that look really nice but have no idea what it is or what brand it is (such as dishes or china). Maybe it's not worth anything, but still... wondering if there is a place for people like me to get help with that! Thanks you guys!

You're awesome, thank you so much!!

That's funny, I thought that my ex was the only one that did that.

That paper towel is definitely screaming for help.

743 points · 2 months ago


see more

I completely agree, but you can prove this by comparing two bills where the main charges are the same but the normal fees are suddenly raised.

Source: Worked for AT&T

-97 points · 2 months ago


see more

Whenever I get upset, it's "You're getting angry. You need to calm down."

But when he gets upset, it's "I'm just mad/passionate about the situation. You need to calm down."

Spoilers for one of the shrines in BotW in the Lost Woods. Having to sneak and follow that tiny stupid tree through the fog just to get to a shrine nearly made me give up on wanting to finish all the shrines. Oh and THAT FLOWERS LADY. I AM THE SAVIOR OF HYRULE AND YOU WON'T LET ME CUT ACROSS SOME FLOWERS TO GET TO A SHRINE WHERE I CAN GET STRONGER AND SAVE YOU FROM CALAMITY GANON??!

see more

That damn wolf kept destroying any chance I had.

He's guilty of killing all of his classmates, but he swears this man is the one who did it!

Deadman wonderland?

see more

You got it!!

I still prefer the stripper t-rex.

A remote controlled flying cock. I'm going to attach lasers to it.

So more completely; A remote controlled flying laser-cock.

see more

That could be the title of an amazing porn or a horrible movie.


According to all known laws of aviation, there is no way a bee should be able to fly. Its wings are too small to get its fat little body off the ground. The bee, of course, flies anyway because bees don't care...

see more

Meanwhile, wasps were given the ability to fly by Satan in order to destroy mankind.

Cake day
December 6, 2017
Cookies help us deliver our Services. By using our Services or clicking I agree, you agree to our use of cookies. Learn More.