I wouldn't say it's mold without looking at it in person, but how wet is that area in general? I think you might need to work on drainage first.
We have dome rain but nothing crazy, This area is always under the shade of the roof it barely gets any direct sun
Honestly, if nobody was using these benefits then I don't blame them. Did you ever use these benefits? If not, then this really doesn't impact you.
I have used the purchase protection benefit before, not with discover though. I don't think I will make any electronics purchase with Discover going forward, even if you don't end up using is like having insurance.
When I was in high school (1998) my biology teacher gave a class about how certain pharmaceutical products could have serious genetic consequences after a couple generations (i.e your kids, grand kids etc.) she then said there was a very known case about a medicine that they released in the 80's where they found out that deformations might occur in the 5th generation (great great grandkids?) . She was a very respected teacher so none of us questioned the lesson. A couple years ago, for no reason I remembered what she said and realized It made zero sense, how would the track and monitor 5 generations in 20 years. I felt kinda stupid.
I think there is a reason why your grandfather never made a genuine effort to recoup the money, you even mentioned that when you brought it up he told you to hold on to it. My perception is that he wanted to give you the money but he didn't want you you to think it was "charity". I would keep the money. If you want to give something back maybe you could make a small donation to a charity or a cause that your grandfather liked.
When we file taxes next year do I just start using her SSN or should I notifiy someone about the change?
Assuming your SSN appeared first on all joint returns, you won't have to notify IRS of the change. She will eventually receive a notice advising her to renew the ITIN, and then she can advise IRS she has a Social Security number at that time.
When you electronically file next year, her prior-year Adjusted Gross Income will be zero.
Awesome, couldn't find any info about this anywhere but figured it wouldn't be a big deal, thanks for the help!