My client has been in deliberation with their senior leadership for over a month now on a proposal we delivered to replace a large part of their IT infrastructure. We are the incumbent, and have a 15 year history with the customer, but it was a highly competitive situation, and the sales cycle was nearly 8 months. I am new on the account, but my manager has worked with them for all of the 15 years they have been our client.
They have made their decision, and let us know by sending a very straightforward email, asking our entire team to be available for a meeting this week to hear said decision. We're headed in tomorrow to hear- but what is your take on their approach? I can't imagine a client torturing themselves by calling in an entire team from their current vendor to tell them "no", but at the same time, because they have been a customer (of my bosses), perhaps they feel obligated?
Help me r/sales!
My boyfriend (30) and I (29) have committed to start saving for our future house in January. Our goal is to have approximately $50k for a downpayment by mid-2019. I realize that's aggressive, however we both have jobs and a financial situation that makes it feasible. Anyways, we've discussed a few options and looking to the smarts of personalfinance for advice. Our first thought is a high-interest savings account, but after doing the math (1.25% over 18 months), there really is no substantial gain, but also no risk. The other option is opening a Roth (or separate Roths since we aren't married) and when we are ready, pulling out our initial investment for the down payment. This leaves us with a bit more risk, but also greater earning power. Thoughts on those two options, or anything else we haven't considered?