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I wonder how much 10000 dna tests would cost?

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If you're doing full genome sequencing, about $10,000,000 USD or 1,125,650,000.00 Yen. About a fifth of that if you're doing just scattershot genotyping (like, which is still enough to establish lineage with a large enough dataset.

As the number of people who have their DNA sequenced increases, due to familial extrapolation, it becomes harder to hide in the cracks from genomic surveillance.

Someday, forcing the government to save taxpayer money by investing in clean energy will no longer need to be heroic.

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Until that time, we need heroes we don't deserve.

Original Poster38 points · 15 hours ago

The governor, a Republican, hates the major, a Democrat, and out of spite he closed all of the Illinois emissions testing facilities in Chicago. Now everyone with an ICE must drive to a suburb to get their periodic emissions test.

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The Schaumburg emissions testing facility is pretty nice for what it's worth.

Rauner is still a douche though.

Please keep politics out of this....most of this except the article has been opinion based....of which can be argued from both sides. This community is about Tesla, not political parties.

And not to go further, but for what it’s worth Rahm is no saint either - look up the amount of money ($75MM+) wasted on the Midway “beautification” he did in 2017 that took away restaurants we frequent travelers loved and replaced with restaurants that charge more and IMO not as good. This was the equivalent of digging holes to fill them with worse dirt.

Really don’t want this to be an argument because they never go anywhere, just realize others may have different opinions on politics and Tesla should be the focal point.

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5 points · 10 hours ago · edited 10 hours ago

My problem with Rauner in making my comment is not the letter next to his name, but his actions. Defunding emissions testing isn’t a partisan issue; it’s an environmental issue. If this forum is about Tesla, and their mission to accelerate the electrification of transportation (to stave off climate change primarily, with cleaner air being a secondary result) I see no issue with name calling an anti-environmentalist business-first politician in this forum.

I am staunchly anti-Republican (anti anyone not a hard left Progressive, really), but that was not the argument I made in my comment you replied to.

Side note: While I’m also not a fan of the Chicago mayor, I do support Midway modernization efforts as I fly through there frequently.

I mean to his credit, if he bought puts and the market went up, people would say “buying puts in the longest bull market in history was stupid”. Options are just gambling at the end of the day, random short term price fluctuations can fuck you over and there’s no way to know what those fluctuations may be.

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Options are just gambling at the end of the day

Gambling I can do from my home office in my underwear while day drinking. The best kind of gambling.

4 points · 1 day ago

5+ GB. At least for the first one, not sure about subsequent updates. And I've seen at least one posting about 8+ GB. (Not a joke)

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Park in front of McDonalds or Starbucks.

2 points · 13 hours ago · edited 13 hours ago

The smirk on Brill's face at the end of the ad. Savage.

Have you considered moving it to Paris?

Oh. If only I was joking.

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Frankfurt or Dublin are options as well.

There'll only be no deal or calling it off at this point. It'll boil down to which politician is prepared to sacrifice their career for a result.

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If May had any fortitude, she'd throw herself on the political pyre and call off Brexit. Ending your career isn't a terrible cost for what Great Britain gains (and accordingly, the EU as a whole) by remaining.

This. Talk to a financial advisor (preferably one that specializes in taxes) about how this would work for you. Do it before the system is turned on (this is the point in which the tax credit is "generated").

Most large solar developers "sell" their tax credits to big banks through a type of investment called Tax Equity. This is because they don't have enough tax liability to use the credits. It's a really complicated process due to IRS tax regulations. It flat out wouldn't be an option in this scenario.

If you don't get the solar install in your name, you might end up having to defer it until the LLC produces a positive income (and therefore tax liability). It sounds like this LLC will never do that.. So I'm afraid that you might end up forfeiting the tax credits.

I recommend trying to get the house in your name before the system is turned on and making sure that the system is in your name, too. Lastly, ask the installer who will be named when they claim the tax credit.

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This is a great point /u/Hi_its_GOD. If it's no longer intended as a rental, move the property into your own name (or, if you don't need any property tax exemptions, talk to an attorney about putting the property into a land trust instead). Both options allow you yourself to realize the 30% federal tax credit, as well as the fact that if you decide to sell the property in the next half decade, your profits are tax free as long as you reside in it 2 of the next 5 years.

It’s the first step toward being able to mass produce human eggs 

How about that overpopulation issue?

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There is no overpopulation issue. Birth rates are on the decline everywhere except a few countries in Africa, which will also be on the decline once those countries are raised out of poverty.

Comment deleted21 hours ago
5 points · 15 hours ago · edited 14 hours ago

Dude here. I'm getting a vasectomy (already have two kids, don't want anymore now, but might change my mind) and it costs ~$1k-$2k to put some boys on ice for future conception plans. Research like this would negate the need to save tissue for the future if it can be generated on demand.

The patents were in effect for about 20 years; that's pretty much what did it (they expired about a month ago).

Tesla uses lithium batteries, so they bypassed the patent encumbrance (and I'd say are now ahead of everyone else).

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It's interesting that their innovation in lithium ion batteries is essentially patent defense.

Lithium is new oil.

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7 points · 21 hours ago · edited 20 hours ago

Except you can literally evaporate it out of the ocean at commercially reasonable costs ("brine mining"). Wind and solar can generate power at 3 cents/kwh unsubsidized. Solar and battery storage is cheaper than natural gas in most of the southern US power markets.

Renewables and cheap energy storage are superior oil, as no one can control the energy supply. Anyone can make batteries, anyone can make panels and turbines. The monopoly on world energy is coming to an end, and it couldn't come soon enough.

22 points · 22 hours ago

I've bought as is property and it was fine - basically just means seller doesn't want to negotiate over inspections. The as-is property I bought I still did an inspection and still asked for money as a result of inspection and got it...

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I always do two home inspections (~$800 instead of ~$400) after getting burned by a home inspector who missed some issues costing me ~$15k in major repairs.

Aren’t home inspectors held liable for things like this? Mine said he was and I signed paperwork saying he did his due diligence.

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5 points · 21 hours ago · edited 21 hours ago

Yes, but I don't have the time nor inclination to waste months or years pursuing someone with an attorney, not to mention the legal fees I'd be out if I lose even with a solid case. An extra $400 is just cost of business to me.

22 points · 1 day ago · edited 1 day ago

They aren’t dating and it was considered false by a long shot, but reddit will believe it anyways

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Never underestimate the Internet Hate Machine.

11 points · 1 day ago

coz the aluminium pedal will increase your performance eh.

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Adds 10 horsepower.

I just switched out of target date funds since bonds and international have been shit for the past several years, and that made up half the fund. I’m now split between S&P500, Growth, and Tech funds. I’m 37.

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Seems like the wrong time in the business cycle to double down on expensive equities, but oh well.

I heard the same thing 3-4 years ago

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¯\ _(ツ) _

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Original Poster24 points · 2 days ago

We should be able to use the Senate's vote on repealing the ACA as a bludgeon against republican senators not only in 2018 but also in 2020.

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Newly elected Democrats better deliver on healthcare.

96 points · 2 days ago

I push all of my feels deep into my prostrate. I might die at 55 but at least I'm not crying like a little bitch.

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If you massage the prostate it'll help all the feelings come out safely.

30 points · 2 days agoGilded1

I spit out some of drink after reading this, thanks for the laugh.

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30 points · 2 days agoGilded1 · edited 2 days ago

Model 3 achieves 5 star safety ratings, still a choking hazard.

EDIT: Obligatory gold thank you!

How can GE sell their turboshaft business without also selling their turbofan business?

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I would assume they would spin off the aviation business to someone like Rolls Royce or similar, and simply shutter the power generation segment of GE Aviation.

Rolls buying GE's aviation business runs into all sorts of regulatory and national security issues. At best the business gets spun off into its own company. The turbo-shaft business (industrial and marine turbines) goes with it as well since they are derivatives of the turbofans.

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Lot of unknowns at this point. Too volatile to invest based on a hunch (IMHO).

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-1 points · 2 days ago

I am not disagreeing with you. Just that India is an ally of the USA. Says how far we have fallen.

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"Ally". We've been really stretching the definition of that word with US policy recently.

11 points · 3 days ago · edited 2 days ago

Social security is not an investment. It is not forced savings. It is an insurance program. If you fuck up your life, lose all of your assets, blow your 401k, and have nothing, you will still receive Social Security (as well as Medicare at 65, if you so choose).

Frequently Asked Questions about the Social Security Trust Funds

How are the trust funds invested?

By law, income to the trust funds must be invested, on a daily basis, in securities guaranteed as to both principal and interest by the Federal government. All securities held by the trust funds are "special issues" of the United States Treasury. Such securities are available only to the trust funds.

Why does the Social Security Trust fund not invest in the market? Because if the US equities and bond markets go tits up, it still needs to pay seniors every month like clockwork. And Social Security is responsible for keeping 22 million Americans out of poverty. Social Security is backed by the full faith and credit of the US government. As long as the United States continues to exist, and retains the ability to tax citizens, Social Security can provide the benefits according to its charter.

I’ll be honest and say I’m not exactly sure how the math behind SS works but it seems a lot like paying monthly or quarterly income tax: the government gets your money to invest while you wait for a deadline (April 15 or age 62) to figure out what is owed back to you.

This is mostly how it works, except the government doesn't wait to figure out what is owed back to you. You can create an account at, enter your personal info, and get a report providing (and I'd highly recommend you do so):

Why does the Social Security Trust fund not invest in the market? Because if the US equities and bond markets go tits up, it still needs to pay seniors every month like clockwork. And Social Security is responsible for keeping 22 million Americans out of poverty. Social Security is backed by the full faith and credit of the US government. As long as the United States continues to exist, and retains the ability to tax citizens, Social Security can provide the benefits according to its charter.

Social Security doesn't invest in the market because politicians wanted an excuse to spend extra in the federal budget for the 30 or so years after contribution rates were increased. It was $400-$500 extra billion dollars that they 'had to spend' each year and was a big part of both Bill Clinton's budget surplus and the subsequent spending increases by the Republican party to counteract the inflows. There's plenty of SWFs and pensions that have similar requirements and invest in a wider variety of assets with better returns. Additionally Social Security itself is a pay as you go plan and actual draw down hasn't been a concern until fairly recently since FICA tax inflows have outpaced claims (leading to the trust fund surplus in the first place). The decision to sit in off market treasuries is a completely political one.

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It would've been fine to re-invest the social security trust fund into programs that would've increased US productivity (infrastructure, education) or other programs that would either increase GDP or reduce costs in the future (thereby converting those dollars into future investments); instead politicians squandered it on pork and useless wars. Shocking.

I know right? It’s like the deploy before it even hits it... I know it’s deploying after, but even in slow-mo they are like fortune tellers.

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Vehicles also have seatbelt pre-tensioners that will tighten your seat belt pre-crash depending on sensor inputs.

I've now seen a few Model 3s in the wild (Texas), and got a chance to look one over in the parking lot at work this morning. Seems like a very nice car, if a bit funny looking...but very few cars are completely appealing to me these days. I'd love to drive one to see how it feels.

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Go take a test drive.

This is good for Tesla.

I work in the mortgage department of a decent-sized bank. There are regulations surrounding High Cost loans. That means banks can't do those loans. Your bank is possibly charging a large amount of fees to have that be their minimum loan amount. What we do in that scenario is review it up front to see if we can reduce fees at the end, and if so, we keep working the loan until the end and then reduce our origination fee (usually).

The bank I work at has a minimum of around $23k. So yeah, go find another bank.

Edit: I should say it's usually really difficult to make those tiny loans work in almost any scenario. But you could find someone who might work with that. Your bank should have a designated minimum they can do, so maybe talk to them more if you still want to try to work with them.

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Seconded. No one wants to do small loans. You either have to pay cash and make the cash flow work, or use a HELOC and eat a slightly higher rate (which shouldn't be a big deal).

Cake day
February 21, 2011
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