my subscriptions
whatareyoubrewing commented on a post in r/churning
whatareyoubrewing 1 point

Currently have about 1.2M points in my CF card. Recently got the CSR, probably best to transfer the points to the CSR, correct? Same redemption value on everything with the exception of 1.5x for travel with CSR?

doodler1977 2 points


congrats on the 1.2M UR. i've been doing this for a while and only have 670K

whatareyoubrewing 2 points

That’s killer. I get points through 2 companies + personal use.

whatareyoubrewing commented on a post in r/churning
nickohrn 7 points

Two successes this week.

First, I was targeted earlier this year by SPG to receive two free nights (up to Category 5) after two stays booked via mobile. I booked a one-night staycation here at the W in Las Vegas in early February (I do not recommend the hotel - it was cheap to try out, though). I just finished a stay at the W Opera in Paris last week. Both free nights posted to my account so I called SPG to book and used them at The Gwen in Chicago this coming June on either end of an overseas trip that we're positioning there for. The combined cost for the two nights would have been $1,600 and I'll be paying $0. I'm pretty excited about that because the value of the free nights is substantially more than I paid for my qualifying stays.

The other success is finally being able to use my points for someone else. My friend is a big Steelers fan and bought tickets for him and his girlfriend to go see the Ravens on Sunday Night Football at the end of September but hadn't really figured anything else out. I had already been talking to his girlfriend about flying them out there as his birthday present, so I got that all set up for them with two non-stop roundtrips on Southwest LAS - PIT with fairly favorable flight schedules. I took a look at the hotels in the area and they were crazy inflated because of the game, so I transferred 24,000 UR to Hyatt and booked them two nights at the Hyatt Place Pittsburgh - North Shore so they can walk to and from the game (less than a half mile, it seems). Total cash price would have been $1,800 but I was able to book for 52,000 RR, 24,000 UR, and $22.40. It'll be a pretty exciting birthday present, I hope.

whatareyoubrewing 2 points

You’re a good friend!

whatareyoubrewing commented on a post in r/personalfinance
someonestopthatman 117 points

Here's looking at you, dude selling a 98 Dodge 12valve with no bed and a rusted to shit cab with 3 different color doors and fenders for $18,000.

whatareyoubrewing 1 point

What would a comparable truck cost new today? $75K+?

kylejack 1 point

I contribute to a traditional IRA as well

You have a problem, due to the pro rata rule.

whatareyoubrewing 1 point

Right. So I either pay the taxes to convert it or just leave it as is. I've got a Roth IRA as well which I contribute to when income level permits, other years, I use the traditional.

PA2SK 1 point

For question 1 as long as your wife was not covered by a workplace retirement plan at all during 2017 then she can deduct a traditional ira contribution at any income level.

For question 2 yes you can convert both of your traditional ira's to roth if you want. If you didn't deduct the contribution you wouldn't owe any taxes on the conversion. For your tira you would definitely want to convert it. Since you cannot deduct that one there is no real benefit to a tira, you could just put the money in a brokerage account instead. For your wife you could either leave hers in a tira and deduct the contribution, or don't deduct and convert to roth.

Only thing to be aware of is pro rata rule if you already have a traditional ira with deductible funds in it.

whatareyoubrewing 1 point

Great, thanks!

For point #2, she had not retirement savings, so this is the first retirement account in her name.

I have both a traditional IRA and a Roth IRA. I've had my traditional IRA for some time now, so it has accumulated earnings. My understanding is that converting that to a Roth will require me to pay taxes on all earnings there? Plus any taxes on deductions that I may have taken in the past?

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toolbelt10 3 points

its possible that switch may not be rated for LED bulbs because it may be allowing a micro voltage amount to bypass the switch.

whatareyoubrewing 1 point

Interesting. Why would this happen after 2-3 years of no problems? That’s what I don’t get.

Hfftygdertg2 2 points

Did you recently change the LED bulbs?

If not, maybe the tolerances in the LED circuit changed so they are more sensitive to small current now. Maybe try other bulbs?

whatareyoubrewing 1 point

I’ll try some other bulbs.

Very odd as these had been working for 2-3 years with no issue. Then one day, they decided that they wanted to remain dimly lit when the switch was off.

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whatareyoubrewing commented on a post in r/churning
PointsYak 1 point

Are you on the first card or second?

whatareyoubrewing 1 point

First card. Actually just got a call from Chase as they're reviewing it. Apparently have too much credit open with them already, so they're sending in to further review... 1-2 more business days.

Assuming that means, there won't be a double dip possible?

The rep stated that I have great credit, but I have so much open credit w/ Chase that it had to be reviewed further. I asked if I could just move credit from another account to the new one and was told that they couldn't do that and that it would have to go into further review.

Arcades 1 point

Did you inquire if you could shift some credit from one of your existing cards to open the new card? CSR requires 10k, but you could try to establish that from existing lines. It's getting late in the date, but once you get approved for the first, you have more leeway on the second since you don't have to call recon.

whatareyoubrewing 1 point

I did ask. She told me that wouldn’t be possible without further review.

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christopherpeterson 2 points

Powerpress supports multiple feeds from the same website. Here is a post that includes a step-by-step under "How to setup PowerPress's custom podcast channels" that seems to still be accurate (by /u/DanielJLewis !)

tldr turn on custom podcast channels, edit channels under the podcast channels tab. and then you'll have a second widget in your post editor for the second feed. or third, I guess, and so on...

libsyn is also an option but were I in your shoes I'd want to keep the same-ish workflow and stick on PowerPress. Either is prob a good option though :)

whatareyoubrewing 2 points

Perfect! Exactly what I was looking for. Thanks for sharing!

louiseber 3 points

If you look at say, We Hate Movies website, their older stuff is kept on a separate non rss page for people to access individually and it keeps the rss feed moving along. That might be a solution for you

whatareyoubrewing 1 point

Will check that out, thanks for the response.

whatareyoubrewing commented on a post in r/Homebrewing
KEM10 1 point

A single Wyeast pack is generally enough for a standard 5 gallon batch, especially since they have a built in starter.

What's your expected OG?

whatareyoubrewing 1 point

1.079... I guess I was more curious of 12-14 hours is enough time for a starter to do its thing.

myreality91 5 points

You'll get most of your exponential growth in the first 12 or so hours. With a gravity that high, it would be worth it, especially if it's a style you're comfortable with just pitching the whole thing into.

whatareyoubrewing 1 point

Cool, thanks!

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pied-piper 9 points

I don’t think it’s a big priority for them to make these features because the platform is more centered around long term investing than trading.

Currently you don’t have the ability to sell stocks at any time. There is only one trading window every morning where your portfolio makes adjustments. They are opening this to two trading windows a day and are going to have one in the evening as well soon.

whatareyoubrewing 2 points

Makes sense. Thanks for the feedback.

whatareyoubrewing commented on a post in r/churning
rty05 14 points

At LAX this morning for VX flight and Alaska Lounge anti-PP sign is out already at 6:10am. What's the point of even being on PP network when you're never open?

whatareyoubrewing -13 points

PP? I need to learn all these acronyms! I’m sure there’s a page for all these, right?

whatareyoubrewing commented on a post in r/churning
ChuckDirty 2 points

Does anyone have a recommended service to go through for paying my Wells Fargo mortgage via credit card? I am looking to meet a hefty minimum spend and that would help tremendously.

whatareyoubrewing 1 point

Wait, wait, wait... I could make my Wells mortgage payment with a credit card? Someone please explain.....

whatareyoubrewing commented on a post in r/churning
asbestosfunfetticake 0 points

Anyone had luck funding a Roth IRA with a CC? I'd like to top off my 2017 contributions before April and it'd be awesome to do this on a card...

whatareyoubrewing 2 points

That'd be great, but I doubt any brokerages would allow this.

Like trying to buy $10,000 in bitcoin on a CC.

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